503 342 - 1444 (OR) • 858 345 - 9299 (CA)

Are you not interested in searching aimlessly for the perfect home on the market? Luckily, you can save yourself the stress of finding a perfect one by building one from scratch. Did you know you could finance a home build just as you could one that’s already been constructed? Here are the benefits of finding a new construction loan lender.


If you were to buy a home, you’d probably have to spend more time and money after the fact on renovating it for your needs. Luckily, when you build a home from scratch, your needs have already been met by the time you move in. The ability to customize a home may be the reason why new home construction has increased for the first time in three decades in May 2023, according to Reuters.

Resale Value

Even if you build a home from scratch, that doesn’t mean you won’t sell it one day. One of the advantages of using a new construction loan lender instead of a mortgage for an existing one is that you will have a brand-new home on the market. As such, your home likely doesn’t have asbestos or lead pipes. By ensuring the best materials are used in your home construction, such as granite countertops, hardwood floors, a mini-ductless HVAC system, etc, you can have a home that’s market-ready.

Down Payment

Even if paying a mortgage is feasible for you, sometimes the massive down payment may take time to acquire. When you opt for a new construction loan lender, you don’t have to worry about making such a down payment. You simply pay off the loan as construction goes on.

Location Options

When you build your home from scratch, you’re not only choosing everything in the home, you’re also choosing the location. The hardest thing about finding a built home is you have to think about the neighborhood and nearby amenities. Luckily, you can choose your plot of land, investigate the area, and then build your home from there.

As you can see, there are many advantages in taking home construction into your own hands and not relying on a ready-made structure in a competitive market. Thanks to the availability of a new construction loan lender, you can get financing that can help make your custom home-build dreams come true. To learn more about our lending options, contact West Coast Commercial Capital LLC for more information.